Affd Housing Income Limits

The term "affordable housing" refers to a households ability to find housing within their financial means. Households that spend more than 30% of their income on housing are considered to experience cost burden. This term applies to all income levels. However what people typically mean when using the term is to indicate low-income or subsidized housing. Such housing is usually restricted to occupancy by households that earn less than 80% the area median income (80%AMI). The table below shows how this income target varies by household size.  Additionally many affordable low-income rentals are further restricted to households earning 60%AMI or 50% AMI. 



Income Limits by Family Size: $/year

May 2021  May 2022

Income Level Number of Persons in Family
  1 2 3 4 5 6 7 8+
Extremely Low Income (30%) $14,350 $17,420 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
Low Income (50%) $23,950 $27,350 $30,750 $34,150 $36,900 $39,650 $42,350 $45,100
Income at 60% of Median $27,850 $31,820 $35,800 $39,780 $42,960 $46,150 $49,330 $52,510
Moderate Income (80%) $38,300 $43,750 $49,200 $54,650 $59,050 $63,400 $67,800 $72,150
Median Income (100%) $51,170 $58,480 $65,790 $73,100 $78,948 $84,800 $90,640 $96,500
Income at 120% of Median $61,400 $70,180 $78,950 $87,720 $94,740 $101,760 $108,770 $115,790
*For the Medford-Ashland Statistical Area as determined by the HUD

Due to the considerable variations regarding the terms of affordability, and income guidelines, for each specific housing unit it is necessary to contact the City's Housing Program Specialist (Linda Reid at or 552-2043) with questions before renting, buying, or selling a covered affordable housing unit. 

If you have spoken with the Housing Program Specialist about the specific housing unit  you are interested in renting or buying (provided it's covered under Ashland's Program), the income verification form, including a description of what constitutes income, can be accessed via the following link: Income Verification Form.

If you are looking for housing in Ashland, this brochure should have some information to assist you in both finding housing and identifying some local resources that are available: Housing Resource Brochure

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