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Affd Housing Income Limits

The term "affordable housing" refers to a households ability to find housing within their financial means. Households that spend more than 30% of their income on housing are considered to experience cost burden. This term applies to all income levels. However what people typically mean when using the term is to indicate low-income or subsidized housing. Such housing is usually restricted to occupancy by households that earn less than 80% the area median income (80%AMI). The table below shows how this income target varies by household size.  Additionally many affordable low-income rentals are further restricted to households earning 60%AMI or 50% AMI. 

 

 

AFFORDABLE HOUSING GUIDELINES
Income Limits by Family Size: $/year

May 2020  May 2021
 

Income Level Number of Persons in Family
  1 2 3 4 5 6 7 8+
Extremely Low Income (30%) 13,700 17,240 21,720 26,200 30,680 35,160 39,640 43,000
Low Income (50%) 22,800 26,050 29,300 32,550 35,200 37,800 40,400 43,000
Income at 60% of Median 27,850 31,820 35,800 39,780 42,960 46,150 49,330 52,510
Moderate Income (80%) 36,500 41,700 46,900 52,100 56,300 60,450 64,650 68,800
Median Income (100%) 45,570 52,080 58,590 65,100 70,310 75,520 80,720 85,930
Income at 120% of Median 54,680 62,500 70,310 78,120 84,370 90,620 96,870 103,120
Income at 130% of Median 59,240 67,700 76,170 84630 91,400 98,170 104,940 111,710
   
 
*For the Medford-Ashland Statistical Area as determined by the HUD

Due to the considerable variations regarding the terms of affordability, and income guidelines, for each specific housing unit it is necessary to contact the City's Housing Program Specialist (Linda Reid at reidl@ashland.or.us or 552-2043) with questions before renting, buying, or selling a covered affordable housing unit. 

If you have spoken with the Housing Program Specialist about the specific housing unit  you are interested in renting or buying (provided it's covered under Ashland's Program), the income verification form, including a description of what constitutes income, can be accessed via the following link: Income Verification Form.

If you are looking for housing in Ashland, this brochure should have some information to assist you in both finding housing and identifying some local resources that are available: Housing Resource Brochure

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