Affd Housing Income Limits

The term "affordable housing" refers to a households ability to find housing within their financial means. Households that spend more than 30% of their income on housing are considered to experience cost burden. This term applies to all income levels. However what people typically mean when using the term is to indicate low-income or subsidized housing. Such housing is usually restricted to occupancy by households that earn less than 80% the area median income (80%AMI). The table below shows how this income target varies by household size.  Additionally many affordable low-income rentals are further restricted to households earning 60%AMI or 50% AMI. 

 

 

AFFORDABLE HOUSING GUIDELINES

May 2018 to May 2019

Income Limits by Family Size: $/year

 

Income Level                                                          Number of Persons in Family

                     1             2            3            4             5             6              7               8+
Extremely Low Income (30%) 12400 16460 20780 25100 29420 33740 36550* 38900*
Low Income (50%) 20650 23600 26550 29450 31850 34200 36550 38900
Income at 60% of Median 24740 28270 31800 35340 38170 40990 43820 46650
Moderate Income (80%) 33000 37700 42400 47100 50900 54650 58450 62200
Median Income (100%) 41230 47120 53010 58900 63610 68320 73040 77750
Income at 120% of Median 49480 56540 63610 70680 76330 81990 87640 93300
Income at 130% of Median 53600 61260 68910 76570 82700 88820 94950 101080
 
   
*For the Medford-Ashland Statistical Area as determined by the HUD

Due to the considerable variations regarding the terms of affordability, and income guidelines, for each specific housing unit it is necessary to contact the City's Housing Program Specialist (Linda Reid at reidl@ashland.or.us or 552-2043) with questions before renting, buying, or selling a covered affordable housing unit. 

If you have spoken with the Housing Program Specialist about the specific housing unit  you are interested in renting or buying (provided it's covered under Ashland's Program), the income verification form, including a description of what constitutes income, can be accessed via the following link: Income Verification Form.

If you are looking for housing in Ashland, this brochure should have some information to assist you in both finding housing and identifying some local resources that are available: Housing Resource Brochure

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